Tribal Direct Lending


The Title VI loan program is available to IHBG recipients to assist in financing affordable housing activities as defined by NAHASDA.  The program is a very effective financing source for IHBG funds, alone or with other financing sources to: create new housing, rehabilitate housing, build infrastructure, construct community facilities, acquire land to be used for housing, prepare architectural and engineering plans, funding costs, and other IHBG acceptable uses.


  • Building and/or rehabbing of more affordable housing at today's costs
  • Can be used with additional funds from other sources to further leverage funds for larger projects
  • We customize to meet specific needs and cash flow of your housing project
  • Let us put our experience and knowledge to work for you
  • 100% Native American tribally owned can help you meet your housing needs



No hidden fees, reduced expenses, great rates...and a 100% tribally-owned bank that understands your needs.  Our dedicated professionals are experts in the HUD 184 Home Loan Program for Native Americans.  Together we'll get you the keys to your drream home.  

Federally-backed Section 184 loans are available to purchase, refinance, new construction and renovation.  Regardless of where you live, you can use the nation's leading Native American Home Lender Bank2, in the heart of Indian Country!

Don't hesitate to ask us about Home Loans for Native Americans!


  • Exclusive to American Indians, Native Alaskans, Native Hawaiians and Federall Recognized Tribes:
  • Low down payment
  • Allows for easier financing
  • Competitive interest rates
  • No hidden fees
  • Home can be on or off native lands
  • Local decision-making
  • Personal service at every step


  • Exclusive to American Indian business owners
  • Use funds for many needs
  • Collateral primary real estate, fixed assets and equipment
  • Competitive interest rates
  • Funds federally guaranteed to 90%
  • In-house decision-making
  • Flexible terms
  • Personal service at every step
  • Bank2 is an approved and acknowledged lender

Looking for more solutions from Bank2?

Native American Home Loans

Tribal Direct Lending Business

Native American Business Owners



We offer Bureau of Indian Affairs (BIA) loans to provide financing for Native American-owned businesses. These enterprises contribute to the economy of a reservation or its members, and they stimulate and increase Indian entrepreneurship and employment. Eligible businesses must be at least 51% owned by a federally recognized tribe or Alaska native group, or a member of such tribe or group. And the business must be located on or near a reservation or recognized service area.


We can provide loans to rural businesses that might not otherwise qualify by using the USDA Business and Industry Loan Guaranty program.  The program was created to improve the economic health of rural communities by providing the loan guarantees to lenders so they will extend more credit than they would typically be able to.  Most importantly, it can help a rural business obtain the financing it needs to succeed.  Bank2 will work with you to simplify the process and to ensure the loan meets your needs. The funds are available for a wide range of purposes, so ask us about the USDA B&I loan program today. Speak to a Bank2 loan officer today about your USDA B&I loan! (quotes are from USDA web site)


  • Making loans available to more businesses
  • Competitive rates
  • Flexible terms
  • Local service from Bank2
  • USDA has local decision-making
  • Funds are Federally Guaranteed up to 80%
  • Use for wide range of needs including:
    • Business conversion, enlargement, repair, modernization or development
    • Purchase and development of land, easments, rights-of-way, buildings, or facilities
    • Purchase of equipment, leasehold improvements, machinery supplies or inventory
    • Debt refinancing when new jobs will be created and other conditons are met
    • Business and industrial acquisitions


Contact a lending specialist at 1-405-949-7000 or toll free at 1-877-409-2265.

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