Personal Banking



What's better than free checking? Free checking that pays you 2.00% cash back on debit card purchases. We'll also refund your ATM fees nationwide. Simply do a few things that make banking easier - and start earning cash back. 



  • 2.00% cash back on qualifying debit card purchases up to $500.00
    (Maximum $10.00 cash back per monthly qualification cycle)
  • No monthly service fees
  • No minimum balance requirement to earn rewards
  • $100.00 deposit to open


  • Free Visa ® Rewards debit card
  • Free online banking and bill pay
  • Free e-Statements 
  • Direct deposit available
  • Unlimited checking
  • FDIC insured




Your account is always free of a monthly service fees. To qualify for the rate and ATM fee refunds, simply do each of the following every monthly qualification cycle:

  • Have at least one (1) monthly direct deposit/ACH credit post and settle to the account 
  • Have at least one (1) ACH debit transaction post and settle to the account
  • Have at least ten (10) debit card purchases of at least $10.00 post and settle to the account

Chances are you’re already doing these anyway! But if you don’t meet the qualifications one cycle don’t worry, your accounts are always free. And you can get back to earning the rewards the very next cycle you qualify!


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Bank2 as ATM transactions and purchases made with any debit card issued by someone other than Bank2, PIN-based, signature-based debit card purchases less than $10.00.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on a total up to $500.00 PIN-based, signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00, maximum $4.99 per individual transaction, for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cashback payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after the account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-on and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in free-internet banking and electronic statements is a condition of the account. This account is limited to personal or sole-proprietorships; no corporations, limited liability companies, partnerships or similar entities. Limit 2 account(s) per customer and/or household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to maintain the account; however, a dormant account fee of $25.00 per month will be charged after 6 months of inactivity. Fees may reduce earnings. Contact one of our Bank2 personal bankers for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Bank2 is not responsible for the product, service, or overall website content available at this third-party site. Our Privacy Policy does not apply to linked websites and you should consult the privacy disclosures on that site for further information.

Click here to continue.