Personal Banking



Sign up for checking that pays you (instead of the other way around). Free Kasasa Cash pays high rates, plus refunds on ATM fees nationwide. All you have to do are a few simple tasks that make banking easier (simple things like online banking or e-Statements. Do you Kasasa? 



  • 0.50% APY* on balances less than $100,000.00
  • 0.26%  APY* on balances equal to or greater than $100,000.00
  • 0.50% - 0.38% blended APY* depending on daily account balances
  • 0.10% APY* if qualifications are not met
  • No monthly service fees
  • No minimum balance requirement to earn rewards
  • $100.00 deposit to open


  • Free Visa ® Rewards debit card

  • Free online banking and bill pay
  • Free e-Statements
  • Direct deposit available 
  • Unlimited checking
  • FDIC insured


Your account is always free of monthly service fees and earns at least 0.10% APY*. To qualify for the Kasasa Rate and ATM fee refunds, simply do each of the following every monthly qualification cycle:

  • Have at least one (1) monthly direct deposit/ACH credit post and settle to the account
  • Have at least one (1) ACH debit transaction post and settle to the account
  • Have at least ten (10) debit card purchases post and settle to the account

Chances are you’re already doing these anyway! But if you don’t meet the qualifications one cycle don’t worry, your accounts are always free and still earn the base APY*. And you can get back to earning the rewards the very next cycle you qualify!


*APY = Annual Percentage Yield. APYs accurate as of 03/22/2018. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Bank2 as ATM transactions and purchases made with any debit card issued by someone other than Bank2. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances less than $100,000.00 receive APY* of 0.50%; and balances equal to or greater than $100,000.00 earn 0.26% APY* on the portion of balances greater than $100,000.00, resulting in a range from 0.50% to 0.38% APY* depending on the account’s balance. You will receive reimbursements up to $25.00, maximum of $4.99 per individual transaction for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.10% APY* and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened at our discretion.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-on and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in free-internet banking and electronic statements is a condition of the account. This account is limited to personal or sole-proprietorships; no corporations, limited liability companies, partnerships or similar entities. Limit 2 account(s) per customer and/or household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to maintain the account; however, a dormant account fee of $25.00 per month will be charged after 6 months of inactivity. Fees may reduce earnings. Contact one of our Bank2 personal bankers for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Bank2 is not responsible for the product, service, or overall website content available at this third-party site. Our Privacy Policy does not apply to linked websites and you should consult the privacy disclosures on that site for further information.

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